
Homeowners having difficulty making their mortgage payments should talk to their mortgage servicer or a housing counselor as early as possible.
My site is designed to be a tool that can help you make informed decisions when facing mortgage delinquency and possible foreclosure. It offers clear direction on what information you will need to gather - key documents, household income and household expenses - when you approach your loan servicer and a housing counselor about your situation. I also provide information to help you decide if you can afford to keep your home or if you will need to take other steps.